Partnership Money Market

Earn more on your business’s liquid funds with a competitive, variable dividend, while keeping easy access to cash.

Eligibility

An MSCU Business Checking account is required to open and participate in the Partner Company Money Market.

Why it works for your business

No monthly service fee
No minimum deposit or minimum balance
Unlimited deposits and withdrawals
Connect to MSCU Business Checking for transfers and debit authorizations
Variable rate tied to the 1-Year T-Bill (updates monthly)

What you get

Competitive dividend (see current rate sheet)
Full liquidity with unlimited deposits and withdrawals
Variable rate helps your dividend keep pace with economic conditions

Rate snapshot

Your dividend rate updates monthly and is calculated as the prior month-end 1-Year Treasury Bill rate minus 2%.

Built for

MSCU Business Checking account holders who want a better return without giving up access
Businesses holding cash reserves for taxes, payroll, or upcoming expenses

Common questions

Can I write checks from my Partner Company Money Market share?

No. This is not a demand deposit share, so check writing isn’t available. You can move funds to MSCU checking at no cost through Digital Banking or in-branch and write checks from checking.

I would rather have a fixed rate. What are my options?

This account is designed for liquid funds and uses a variable rate. If you want fixed rates and set terms for a portion of your funds, consider an MSCU Share Certificate.

Ready to earn more on your cash?

Next steps: Open a Partner Company Money Market, then link it to your MSCU Business Checking for easy transfers and debit authorizations.