<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=827015880826282&amp;ev=PageView&amp;noscript=1">

COVID-19 UPDATE: Our branches have moved to drive-thru & appointment-only services. Make an appointment, learn about ways to protect yourself & find out how we can help if you have been financially impacted, HERE

Close

Close X

800-761-2400

Log In

Essential, Enhanced, and Elevated Checking

Personalized checking designed to fit and protect your lifestyle.

A checking account may be one of the most useful financial accounts you can have. It’s what you use for your everyday transactions including paying your bills, purchasing groceries, and getting cash from the ATM. That's why we know that the best checking accounts offer convenience, security, and personalized perks to fit your lifestyle! From 24/7 access and mobile deposit to dividends and identity theft protection, there's a MSCU Checking Account made for you! 

Essential Checking
Enhanced Checking
Elevated Checking
Best If:
You want a simple account without the added benefits. It offers a low monthly fee, plenty of ways to access your money, as well as the convenience and security of paperless transactions.
You want more from your checking account. This account is an enhanced package of financial tools, identity theft protection and recovery resources, and more.
You want a checking account that offers expanded banking benefits, enhanced security features, and more. Overflowing with great member benefits, this premium account was designed to elevate your well-being!
Earn Interest
X
Money Market Dividend .15% Rate Increase Above Current Tiered Rates
X
$300 Mortgage Closing Cost Credit
X
Cashier Checks
X
Notary Services
X
5 Cent Rebate On All Debit Card Swipes
X
X
$50 Cash Back on Consumer Loans
X
X
nxg|PROTECT Fully managed identity theft recovery to resolve suspected or confirmed fraud (3G Family Coverage)
X
X
nxg|PROTECT Identity theft reimbursement insurance up to $25K
X
X
nxg|PROTECT Credit monitoring, reports, and scores
X
X
nxg|PROTECT Dark web monitoring
X
X
Access to travel, dining, and shopping discounts online
X
X
Mobile Phone Coverage
X
X
VISA Debit Card
X
X
X
Digital & Mobile Banking
X
X
X
eStatements
X
X
X
UChoose Rewards Program
X
X
X
Overdraft Protection Services
X
X
X
No Minimum Balance
X
X
X
Monthly Maintenance Fee:
$2 (waived for minors and 65+)
$6
$8
How to Avoid the Fee:
Monthly $100 Direct Deposit
woman-reviewing-identity-report

Security, Protection, and Savings!

Mutual Security Credit Union has partnered with NXG Strategies to bring you the next generation in checking account benefits to protect you and your lifestyle, all as part of Enhanced and Elevated Checking.

nxg|PROTECT can help you plan for and recover from the effects of identity theft as well as provide you with access to multiple proactive monitoring solutions.

nxg|SAVE presents discounts on shopping, dining, and travel right on your phone!

Mobile Phone Coverage provides mobile phone insurance to all phones owned by the primary account holder.

Learn More

Already an Enhanced or Elevated account holder? Access your benefits, here!

MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. The primary account holder can file a mobile phone coverage claim for any phones owned by them. For additional details about the services, including terms, conditions, and limitations, mscu.nxgstrategies.com.

For additional details applicable to your account please visit our Truth-in-Savings Disclosure.

Every MSCU Checking Account Offers:

Young man using laptop and taking notes

Simple Banking. Anytime. Anywhere.

Accessing your accounts is faster and more secure than ever.

  • 24/7 Access — withdraw cash at any one of over 60,000 Surcharge-Free ATMs
  • Mobile Deposit — deposit checks quickly with the snap of a photo
  • Secure Banking at Home or On-the-Go —manage your account online or on your mobile device

 

Download our Member Mobile App
Young couple using debit card to pay for online purchase via tablet

A Debit Card Like No Other

In addition to the flexibility and convenience of paying for everyday purchases at stores, restaurants, supermarkets, or the millions of locations that accept VISA®, you can also earn rewards points via the UChoose Rewards program.

Don’t have a Mutual Security Credit Union VISA® Debit Card? Why wait?


Find an ATM Near You
Young couple kayaking

UChoose Rewards Program

Earn one point for every two dollars you spend using your Mutual Security VISA® Debit Card for non-pin purchases. Points can be redeemed for products, travel experiences, activities, event tickets, and more. 

Enroll in UChoose Rewards® and start earning points today. Just remember to "Pen it for Points!" each time you use your card.

Enroll in UChoose Rewards Now

Open Your Checking Account Now

Use this application to open the MSCU Checking Account that's right for you!

Open an Account

Jump to Application

Apply Now