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COVID-19 UPDATE: MSCU's Danbury and Norwalk branch lobbies are temporarily closed, but their drive-thrus remain open. Our Shelton, Stratford and Watertown branch continue to operate by appointment only, please call us at (800) 761-2400. Members can access and manage all their accounts 24/7 by signing into Digital Banking or by downloading the MSCU Mobile app.

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Essential, Enhanced, and Elevated Checking

Personalized checking designed to fit and protect your lifestyle.

Find the Right Checking Account For You

 

Compare Benefits and Protection

From dividends to identity theft protection and more, there's a MSCU Checking Account just for you! Compare the benefits below and then select the Checking Account that best fits your lifestyle and needs.

 

Essential
Enhanced
Elevated
Best If:
You want a simple account without the added benefits. It offers a low monthly fee, plenty of ways to access your money, as well as the convenience and security of paperless transactions.
You want more from your checking account. This account is an enhanced package of financial tools, identity theft protection and recovery resources, and more.
You want a checking account that offers expanded banking benefits, enhanced security features, and more. Overflowing with great member benefits, this premium account was designed to elevate your well-being!
Earn Interest
X
Money Market Dividend .15% Rate Increase Above Current Tiered Rates
X
$300 Mortgage Closing Cost Credit
X
Cashier Checks
X
Notary Services
X
5 Cent Rebate On All Debit Card Swipes
X
X
$50 Cash Back on Consumer Loans
X
X
nxg|PROTECT Fully managed identity theft recovery to resolve suspected or confirmed fraud (3G Family Coverage)
X
X
nxg|PROTECT Identity theft reimbursement insurance up to $25K
X
X
nxg|PROTECT Credit monitoring, reports, and scores
X
X
nxg|PROTECT Dark web monitoring
X
X
Access to travel, dining, and shopping discounts online
X
X
Mobile Phone Coverage
X
X
VISA Debit Card
X
X
X
Digital & Mobile Banking
X
X
X
eStatements
X
X
X
UChoose Rewards Program
X
X
X
Overdraft Protection Services
X
X
X
No Minimum Balance
X
X
X
Monthly Maintenance Fee:
$2 (waived for minors and 65+)
$6
$8
How to Avoid the Fee:
Monthly $100 Direct Deposit

MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. The primary account holder can file a mobile phone coverage claim for any phones owned by them. For additional details about the services, including terms, conditions, and limitations, mscu.nxgstrategies.com.

For additional details applicable to your account please visit our Truth-in-Savings Disclosure.

Open Your Checking Account Now

Use this application to open the MSCU Checking Account that's right for you!

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