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Credit Cards That Match Your Spending Style

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Whether you’re looking for low rates, rewards, or both, we have a credit card that meets your needs and fits your fun!

All of our cards come standard with competitive rates, no annual fees, and free online access.

Card Features

VISA® Signature Card

VISA® Platinum Premium Card

VISA® Platinum Card


Exceptional rewards with exclusive cardholder benefits

A winning combination: A superior rate with choice rewards

A classic credit card with a competitive rate

New Cardmember Offers




Annual Fee


Purchase APR*







Free Rewards Program

Earn 1.5 points per dollar spent on retail purchases with your VISA® Signature

Credit Card. Points are redeemable for cash, credit card payments, merchandise from CU Rewards, or travel packages with unrestricted flight options.

Earn points on purchases with the VISA® Platinum Premium Credit Card. Points are redeemable for travel gift cards with

CU Rewards.


New Cardmember Balance Transfer Fee

The greater of $10 or 4% of each transfer amount.

Introductory Perks

0% APR* on Purchases for

the first 6 months.

Balance Transfer Perks

0% APR* Balance transfer

introductory rate for

18 months.


Learn more about our VISA Signature Card

Learn more about our VISA Platinum Premium Card

Learn more about our VISA Platinum Card

* Annual Percentage Rate

Earn 20,000 Bonus Points ($200 value) when you spend $2,000 on qualified purchases within the first 90 days of opening your account.

Lost or Stolen MSCU Credit Card?

Get in touch ASAP 

Call 866-820-3272 or 855-695-1679 24 hours/day or report your lost or missing card in your online VISA® credit card account.