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Home Loan Solutions That Help You Achieve Your Financing Goals

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Low Rates

on Mortgages, Home Equity Loans & Lines of Credit

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Private Mortgage Insurance (PMI) on up to 97%  of loan financed

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Prepayment Penalties

Explore MSCU’s full suite of options to find the loan that’s right for you.

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Mortgage Options for Everyone

Including refinancings, fixed & variable rates, FHA, VA, and more

Learn more about our Mortgages
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Home Equity Loans & Lines of Credit

Tap into your home equity for cash

Learn more about our Home Equity Loans and Lines
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Progressive Home Mortgage

Perfect for first-time home-buyers!
0% down, No PMI

Learn More and Apply

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Mortgage Accelerator

Pay off your current mortgage sooner

Learn more about our Mortgage Accelerators
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Reverse Mortgage Solutions

Get cash or line of credit while you live in your home

Learn more about our Reverse Mortgage Solutions

*APY = Annual Percentage Yield | APR = Annual Percentage Rate

F = Fixed Rate | V = Variable Rate

LTV = Loan-to-Value, DTI = Debt-to-Income, PMI = Private Mortgage Insurance

*The information provided assumes the purpose of the loan is to purchase or refinance a primary residence. Rates are based on an assumed credit score of 740, 70% loan to value(LTV) and loan amount based on FNMA loan limits per county.

Annual Percentage Rate(s) shown are the lowest rates available.  Your actual rate may vary and can be higher based on creditworthiness. Terms shown are the best terms available.  Rates are subject to change without notice. Other restrictions may apply. For our most current rates, visit our Rates Page.