Flexible, low-cost checking solutions designed to grow with your business
Managing your business finances shouldn’t be complicated. We offer Basic and Advanced Business Checking accounts to meet the unique needs of small business owners. Whether you’re just starting or managing high-volume transactions, our accounts provide the tools, convenience, and protection you need—without unnecessary fees. Enjoy free digital banking, 24/7 access with a Visa® debit card, customizable account nicknames, and built-in overdraft protection, all designed to help your business thrive.
Choosing the right checking account for your business is easy. Compare our Basic and Advanced Business Checking accounts below to see which one fits your needs. From low-cost essentials to enhanced features like higher transaction limits, competitive dividends, and business check credits, we’ve designed these accounts to give your business the flexibility and tools it deserves.
|
Feature/Benefit |
Basic Business Checking Small businesses looking for low-cost, essential checking |
Advanced Business Checking Businesses seeking enhanced features, |
|
Monthly Service Fee |
$10 (waived with $1,000 minimum daily balance) |
$15 (waived with $5,000 minimum daily balance) |
|
Minimum Balance Required |
None |
None |
|
Link to Savings / Overdraft Protection |
 |
|
| Courtesy Pay with Extended Coverage | Included automatically | Included automatically |
| Competitive Dividend Rate | N/A |
0.10% on checking, + 0.15% on Partner Money Market |
| Special Fee Waivers |
Estate, Guardianship, Non-Profit, Representative Payee accounts |
Estate, Guardianship, Non-Profit, Representative Payee accounts |
| Visa Debit Card | Free, 24/7 access | Free, 24/7 access |
| Digital Banking & Online Bill Pay | |
|
| Account Nicknaming | |
|
| Cash Deposit Fee | None | None |
| Free Transactions/Additional Transaction Fee | 100 free; $0.50 after | 200 free; $30 after |
| Free eStatements | |
|
| Automatic Courtesy Pay | Up to $1,000 overdraft protection (fees apply) | Up to $1,000 overdraft protection (fees apply) |
| Business Checks/Endorsement Stamp Credit | N/A | Up to $40 credit towards first order |
| Service Fees | $10 monthly if minimum daily balance is less than $1,000 | $15 monthly if minimum daily balance is less than $5,000 |
