| Nombre | Tasa | APY* | Mín. Depósito de Apertura | Saldo mínimo para obtener el APY establecido |
|---|---|---|---|---|
| Ahorros progresivos*** | 4.54% | 4.64% | n/a | $0.00 - $5,000.00 |
| Ahorros progresivos*** | 2.29% | 2.31% | n/a | $5,000.00 - $10,000.00 |
| Ahorros progresivos*** | 0.40% | 0.40% | n/a | Over $10,000.00 |
| Club Vacacional* | 0.10% | 0.10% | $5.00 | $100.00 |
| Cuenta de ahorros | 0.10% | 0.10% | $5.00 | $100.00 |
| Club de vacaciones** | 0.10% | 0.10% | $5.00 | $100.00 |
* Hasta dos retiros por año.
** Sin limitaciones de retiro.
***APY = Annual Percentage Yield. No minimum balance requirement. No monthly service fees. Low opening deposit of $100 (new money only). This account will earn 4.64% APY/4.54% APR on balances up to $5,000. Balances between $5,000 -$10,000 will earn 2.31% APY/2.29% APR. Balances over $10,000 will earn 0.40% APY/APR. Limit 1 Progressive Savings per primary account holder. Offer may be withdrawn at any time without notice. Membership in MSCU is required with a $5 deposit into a Membership Account. Rates effective 10.1.2026.
Certificados de depósito (CD) / IRA
Aproveche nuestras ofertas especiales actuales en certificados, disponibles por tiempo limitado.
Certificados promocionales actuales:
- Oferta especial de CD a 8 meses: 3.50% APY*
- CD/IRA a 14 meses: 3.40% APY*
Más opciones de certificados disponibles
Arriba presentamos nuestros certificados promocionales, pero no son las únicas opciones disponibles. También ofrecemos plazos adicionales para certificados estándar y certificados IRA.
Contáctenos para conocer las tasas y plazos estándar vigentes. 📞 800.761.2400 | Visite su sucursal local.
*APY = Annual Percentage Yield. Minimum deposit is $500. APY Rate requires the member to have or open an Elevated Checking Account. Without an Elevated Checking Account APY will be 3.40%. The annual percentage yield you will earn assumes dividends remain until maturity. Early withdrawals on Share Certificates with terms of less than 12 months will incur a penalty of 90 days of dividends, whether earned or not. Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not. New or existing funds accepted. Offer may be withdrawn at any time without notice. Membership in MSCU is required with a minimum $5 deposit into a Membership Account. Rates effective 10.1.2026.
**APY = Annual Percentage Yield. Minimum deposit is $500. APY Rate requires the member to have or open an Elevated Checking Account. Without an Elevated Checking Account APY will be 3.30%. The annual percentage yield you will earn assumes dividends remain until maturity. New money and existing funds. Early withdrawals on Share Certificates with terms of less than 12 months will incur a penalty of 90 days of dividends, whether earned or not. Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not. Members age 59.5 or older making normal periodic withdrawals or receiving periodic payments from their IRA Certificates are exempt. Offer may be withdrawn at any time without notice. Membership in MSCU is required with a minimum $5 deposit into a Membership Account. Rate effective 10.1.2026.
| Nombre | Tasa | APY* | Saldo mínimo para obtener el APY establecido |
|---|---|---|---|
| Cuenta corriente elevada | 0.025% | 0.025% | $0.00 |
*Las tarifas pueden reducir las ganancias. Consulte nuestra lista de tarifas actual para obtener más detalles.
| Nombre | Tasa | APY* | Mín. Depósito de Apertura | Saldo mínimo para obtener el APY establecido |
|---|---|---|---|---|
| Mercado monetario comercial | 0.05% | 0.05% | $50,000 & Up | |
| Mercado monetario comercial | 0.05% | 0.05% | $10,000 - $49,999.99 | |
| Mercado monetario comercial | 0.05% | 0.05% | $1,000 - $9,999.99 | |
| Mercado monetario comercial | 0.00% | 0.00% | $0 - $1,000 | |
| Especial de mercado monetario* | 2.23% | 2.25% | $2,500 | $0 |
| Business Partnership Money Market | 2.03% | 2.05% |
Más opciones de cuentas Money Market para particulares
Arriba presentamos nuestras opciones promocionales de cuentas Money Market, pero no son las únicas disponibles. También ofrecemos plazos adicionales para cuentas Money Market personales.
Contáctenos para conocer las tasas y condiciones estándar vigentes. 📞 800.761.2400 | Visite su sucursal local
*APY = Rendimiento Porcentual Anual (tasa efectiva a partir del 1 de junio de 2026, sujeta a cambios posteriores). El depósito mínimo es de $2,500 y aplica únicamente a fondos nuevos. Se pueden añadir fondos existentes durante el plazo. Solo son elegibles los fondos que no se encuentren actualmente depositados en MSCU. Se requiere un saldo mínimo de $5 en su cuenta de ahorros de membresía. Una vez finalizado el periodo promocional, las tasas de la cuenta de ahorros Money Market promocional pasarán a ser las tasas y los niveles estándar vigentes en ese momento. Nos reservamos el derecho de convertir su cuenta de ahorros Money Market promocional en una cuenta de ahorros Money Market estándar sin previo aviso. La oferta está sujeta a cambios sin previo aviso y los fondos pueden retirarse en cualquier momento sin penalización. Pueden aplicarse otras restricciones. Consulte con nosotros para obtener más detalles.
*APY = Annual Percentage Yield Rate is effective as of 6.1.2026 and is subject to change thereafter. Minimum deposit is $2,500 on new money only. Existing funds can be added during term. Only funds not currently on deposit at MSCU are eligible. A minimum $5 balance in your membership share savings account is required. After the promotional period ends, the rates of the Promotional Money Market Savings account will be the standard rates and tiers currently in effect at that time. We reserve the right to convert your Promotional Money Market Savings account to a standard Money Market Savings account without prior notice. Offer is subject to change without notice and funds may be withdrawn at any time without a penalty. Other restrictions may apply. See us for further details.
| Nombre | Tasa | APY* | Saldo mínimo para obtener el APY establecido |
|---|---|---|---|
| Cuentas de Ahorro de Salud (HSA) | 0.05% | 0.05% | $25.00 - $2,499.99 |
| Cuentas de Ahorro de Salud (HSA) | 0.05% | 0.05% | $2,500 and Up |
Cuota de cierre de cuenta $35.00.