Current Mortgage Rates from MSCU
Rates effective April 1, 2026 and are subject to change.
Mortgage Rates
| Name | Limit | Term | APR* |
|---|---|---|---|
| Home Equity Lines | $400,000 | 20 Year | As low as Prime |
| Name | Term | Points | Rate | APR* |
|---|---|---|---|---|
| Mortgage Accelerators | 20 Year | 0 | 5.875% | 5.920% |
Discounts cannot be combined with other offers. All Mortgage Accelerator loans have a $1,899 processing fee. The information provided assumes the purpose of the loan is to refinance a primary residence. Rates are based on an assumed credit score of 740, 75% loan to value (LTV) and loan amount based on FNMA loan limits per county.
Disclosures
*APY = Annual Percentage Yield | APR = Annual Percentage Rate
F = Fixed Rate | V = Variable Rate
LTV = Loan-to-Value
Loan rates disclosed are the lowest rates available and are based on borrower(s) being a member of MSCU. Your actual rate may vary and can be higher based on creditworthiness.
All rates and terms are subject to change without notice. Other restrictions may apply.
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