The following schedule describes the charges and fees that may be charged on your account(s). Revised September 2019.
Checking Account Services
1 Fee waived for those 65 or older, or for anyone with a minimum daily balance of $5,000 or more. 2 Fee may be reduced or eliminated based upon qualification of account terms.
Debit/Credit Card Services
Rush Order for Deliver of Debit/Credit Card
EMV Card Replacement
Non-MSCU ATM Withdrawal
Copy of Official Check Issued by Credit Union
Dormant/Inactive Account (per month)
Money Order ($1,000 max)
Pay-by-Phone Loan Payments from another Financial Institution
Foreign Deposited Item (plus any additional fees charged by processing banks)
Address Locator Fee (monthly)
IRA Account Services
HSA or IRA Custodial Transfer
Overdraft/Returned Items Services
Deposited Item Returned Unpaid
Courtesy Pay Fee/Non-Sufficient Funds Fee (NSF)
Overdraft Transfer Fee
Tax, Levy, Garnishment
Research Per Hour
Wire Transfer Services
Incoming Wire Transfer
Outgoing Wire Transfer (domestic)
Outgoing Wire Transfer (international)
These fees are accurate as of September 1, 2019. We may amend these fees at any time. If you have any questions or require current fee information on your account(s), please contact MSCU at 800.761.2400.
We are here to help you.
Working together to find solutions to your banking needs