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800-761-2400
Effective Date: April 10, 2023
The following schedule describes the charges and fees that may be charged on your account(s).
Checking Account Services
Fee
Essential Checking1
$2.00
Enhanced Checking
$6.00
Elevated Checking
$8.00
Freedom Checking
Paper Statement2
1 Monthly Service Fee waived for those age 65 or older or minors (those under 18 years of age). Fee waived with direct deposit of $100 per month.
2 Paper statement fees waived for those age 65 or older.
1
DEBIT CARD SERVICES
FEE
Rush Order for Delivery of Debit Card
$25.00
EMV Card Replacement
$15.00
Non-MSCU ATM WD (Withdrawal)
$3.25
Non-MSCU ATM Inq (Inquiry)
Non-MSCU ATM XFR (Transfer)
DEPOSIT SERVICES
Cashier’s Checks
Copy of Official Check Issued by Credit Union
$5.00
Dormant/Inactive Account (Per Month)
Money Order ($1,000 Max)
Stop Payments
$35.00
Pay-By-Phone Loan Payments from another Financial Institution
$10.00
Foreign Deposited Item (plus any additional fees charged by processing banks)
$5.00+
Address Locator Fee (Monthly)
In Branch Print Fee per Statement
IRA ACCOUNT SERVICES
HSA or IRA Custodial Transfer
OVERDRAFT/RETURNED ITEMS SERVICES
Deposited Item Returned Unpaid
Courtesy Pay Fee/Non-Sufficient Funds (NSF)
$37.50
Overdraft Transfer Fee
RESEARCH/LEGAL SERVICES
Tax, Levy, Garnishment
$100.00
Research Per Hour
$30.00
WIRE TRANSFER SERVICES
Incoming Wire Transfer
Outgoing Wire Transfer (Domestic)
Outgoing Wire Transfer (International)
$65.00
BUSINESS CHECKING
$1,000 Minimum Daily Balance Requirement to avoid monthly fee
MONEY MARKET/MONEY MARKET SPECIAL ACCOUNTS
These fees are accurate as of April 10, 2023. We may amend fees at any time. If you have any questions
or require current fee information on your account(s), please contact MSCU at 800.761.2400.