Fee Schedule
The following schedule describes the charges and fees that may be charged on your account(s).
These fees are accurate as of April 10, 2023. We may amend fees at any time. If you have any questions or require current fee information on your account(s), please contact MSCU at 1-800-761-2400.
| Checking Account Services | Fee |
|
Essential Checking1 |
$2.00 |
|
Enhanced Checking |
$6.00 |
|
Elevated Checking |
$8.00 |
|
Freedom Checking |
$6.00 |
|
Paper Statement2 |
$2.00 |
1 Monthly Service Fee waived for those age 65 or older or minors (those under 18 years of age). Fee waived with direct deposit of $100 per month.
2 Paper statement fees waived for those age 65 or older.
| Debit Card Services | Fee |
|
Rush Order for Delivery of Debit Card |
$25.00 |
|
EMV Card Replacement |
$15.00 |
|
Non-MSCU ATM WD (Withdrawal) |
$3.25 |
|
Non-MSCU ATM Inq (Inquiry) |
$3.25 |
|
Non-MSCU ATM XFR (Transfer) |
$3.25 |
| Deposit Services | Fee |
|
Cashier’s Checks |
$8.00 |
|
Copy of Official Check Issued by Credit Union |
$5.00 |
|
Dormant/Inactive Account (Per Month) |
$5.00 |
|
Money Order ($1,000 Max) |
$5.00 |
|
Stop Payments |
$35.00 |
|
Pay-By-Phone Loan Payments from another Financial Institution |
$10.00 |
|
Foreign Deposited Item (plus any additional fees charged by processing banks) |
$5.00+ |
|
Address Locator Fee (Monthly) |
$10.00 |
|
In Branch Print Fee per Statement |
$2.00 |
| IRA Account Services | Fee |
|
HSA or IRA Custodial Transfer |
$35.00 |
| Overdraft/Returned Items Services | Fee |
|
Deposited Item Returned Unpaid |
$25.00 |
| Courtesy Pay Fee/Non-Sufficient Funds (NSF) |
$37.50 |
| Research/Legal Services | Fee |
|
Tax, Levy, Garnishment |
$100.00 |
| Research Per Hour |
$30.00 |
| Wire Transfer Services | Fee |
|
Incoming Wire Transfer |
$15.00 |
| Outgoing Wire Transfer (Domestic) |
$30.00 |
|
Outgoing Wire Transfer (International) |
$65.00 |
| Business Checking | Fee |
|
$1,000 Minimum Daily Balance Requirement to avoid monthly fee |
$10.00 |
| Money Market/Money Market Special Accounts | Fee |
|
$1,000 Minimum Daily Balance Requirement to avoid monthly fee |
$10.00 |