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Stop by one of our branches to charge your devices, or to talk with us over a cup a coffee and learn more about how we can help you get back to normal with an Emergency Relief Loan.
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MSCU Fee Schedule

The following schedule describes the charges and fees that may be charged on your account(s). Effective February 1, 2018.

Checking Account Services
Advantage Checking1
Classic Checking2

1Fee waived for those 65 or older, or for anyone with a minimum daily balance of $5,000 or more.
2Fee may be reduced or eliminated based upon qualification of account terms.

Debit/Credit Card Services
Rush Order for Deliver of Debit/Credit Card
EMV Card Replacement
Non-MSCU ATM Withdrawal
Deposit Services
Cashier’s Checks
Copy of Official Check Issued by Credit Union
Dormant/Inactive Account (per month)
Money Order ($1,000 max)
Stop Payments
Pay-by-Phone Loan Payments from another Financial Institution
Foreign Deposited Item (plus any additional fees charged by processing banks)
Address Locator Fee (monthly)
IRA Account Services
HSA | IRA Custodial Transfer
Overdraft/Returned Items Services
Deposited Item Returned Unpaid
Courtesy Pay Fee/Non-Sufficient Funds Fee (NSF)
Overdraft Transfer Fee
Research/Legal Services
Tax, Levy, Garnishment
Research Per Hour
Wire Transfer Services
Incoming Wire Transfer
Outgoing Wire Transfer (domestic)
Outgoing Wire Transfer (international)
See separate fee schedule

These fees are accurate as of February 1, 2018. We may amend these fees at any time. If you have any questions or require current fee information on your account(s), please contact MSCU at 800.761.2400.

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