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COVID-19 UPDATE: Our Stratford branch is closed until further notice. MSCU's Danbury and Norwalk branch lobbies are temporarily closed, but their drive-thrus remain open. Shelton and Watertown branch continue to operate by appointment only, please call us at (800) 761-2400. Members can access and manage all their accounts 24/7 by signing into Digital Banking or by downloading the MSCU Mobile app.

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MSCU Fee Schedule

The following schedule describes the charges and fees that may be charged on your account(s). Revised April 2020.

Checking Account Services
Fee
Essential Checking1
$2.00
Enhanced Checking
$6.00
Elevated Checking
$8.00
Paper Statement2
$2.00

1 Monthly Service Fee waived for those age 65 or older or minors (those under 18 years of age). Fee waived with direct deposit of $100 per month.
2 Paper statement fees waived for those age 65 or older.

Debit/Credit Card Services
Fee
Rush Order for Deliver of Debit/Credit Card
$15.00
EMV Card Replacement
$15.00
Non-MSCU ATM Withdrawal
$3.25

Deposit Services
Fee
Cashier’s Checks
$8.00
Copy of Official Check Issued by Credit Union
$5.00
Dormant/Inactive Account (per month)
$5.00
Money Order ($1,000 max)
$5.00
Stop Payments
$35.00
Pay-by-Phone Loan Payments from another Financial Institution
$10.00
Foreign Deposited Item (plus any additional fees charged by processing banks)
$5.00+
Address Locator Fee (monthly)
$10.00
In Branch Print Fee Per Statement
$2.00

IRA Account Services
Fee
HSA or IRA Custodial Transfer
$35.00

Overdraft/Returned Items Services
Fee
Deposited Item Returned Unpaid
$25.00
Courtesy Pay Fee/Non-Sufficient Funds Fee (NSF)
$37.50
Overdraft Transfer Fee
$10.00

Research/Legal Services
Fee
Tax, Levy, Garnishment
$50.00
Research Per Hour
$30.00

Wire Transfer Services
Fee
Incoming Wire Transfer
$15.00
Outgoing Wire Transfer (domestic)
$25.00
Outgoing Wire Transfer (international)
$65.00

These fees are accurate as of May 1, 2020. We may amend these fees at any time. If you have any questions or require current fee information on your account(s), please contact MSCU at 800.761.2400.

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