Due to the damage from Tropical Storm Isaias, our Stratford and Watertown branch will be closed on Saturday, August 7. Please note our Shelton Branch will be open from 9AM-1PM on Saturday and 24/7 Banking is available through online banking, our Mobile App and Bank-by-Phone.
The following schedule describes the charges and fees that may be charged on your account(s). Revised April 2020.
Checking Account Services
1 Monthly Service Fee waived for those age 65 or older or minors (those under 18 years of age). Fee waived with direct deposit of $100 per month. 2 Paper statement fees waived for those age 65 or older.
Debit/Credit Card Services
Rush Order for Deliver of Debit/Credit Card
EMV Card Replacement
Non-MSCU ATM Withdrawal
Copy of Official Check Issued by Credit Union
Dormant/Inactive Account (per month)
Money Order ($1,000 max)
Pay-by-Phone Loan Payments from another Financial Institution
Foreign Deposited Item (plus any additional fees charged by processing banks)
Address Locator Fee (monthly)
In Branch Print Fee Per Statement
IRA Account Services
HSA or IRA Custodial Transfer
Overdraft/Returned Items Services
Deposited Item Returned Unpaid
Courtesy Pay Fee/Non-Sufficient Funds Fee (NSF)
Overdraft Transfer Fee
Tax, Levy, Garnishment
Research Per Hour
Wire Transfer Services
Incoming Wire Transfer
Outgoing Wire Transfer (domestic)
Outgoing Wire Transfer (international)
These fees are accurate as of May 1, 2020. We may amend these fees at any time. If you have any questions or require current fee information on your account(s), please contact MSCU at 800.761.2400.
We are here to help you.
Working together to find solutions to your banking needs