MSCU Fee Schedule

The following schedule describes the charges and fees that may be charged on your account(s). Effective February 1, 2018.

Checking Account Services
Fee
Advantage Checking1
$4.00
Classic Checking2
$4.00

1Fee waived for those 65 or older, or for anyone with a minimum daily balance of $5,000 or more.
2Fee may be reduced or eliminated based upon qualification of account terms.

Debit/Credit Card Services
Fee
Rush Order for Deliver of Debit/Credit Card
$15.00
EMV Card Replacement
$10.00
Non-MSCU ATM Withdrawal
$2.75
Deposit Services
Fee
Cashier’s Checks
$8.00
Copy of Official Check Issued by Credit Union
$5.00
Dormant/Inactive Account (per month)
$5.00
Money Order ($1,000 max)
$5.00
Stop Payments
$35.00
Pay-by-Phone Loan Payments from another Financial Institution
$10.00
Foreign Deposited Item (plus any additional fees charged by processing banks)
$5.00+
Address Locator Fee (monthly)
$10.00
IRA Account Services
Fee
HSA | IRA Custodial Transfer
$35.00
Overdraft/Returned Items Services
Fee
Deposited Item Returned Unpaid
$25.00
Courtesy Pay Fee/Non-Sufficient Funds Fee (NSF)
$37.50
Overdraft Transfer Fee
$10.00
Research/Legal Services
Fee
Tax, Levy, Garnishment
$50.00
Research Per Hour
$20.00
Wire Transfer Services
Fee
Incoming Wire Transfer
$10.00
Outgoing Wire Transfer (domestic)
$25.00
Outgoing Wire Transfer (international)
$65.00
SAFE DEPOSIT BOX SERVICES (Norwalk Branch Only)
See separate fee schedule

These fees are accurate as of February 1, 2018. We may amend these fees at any time. If you have any questions or require current fee information on your account(s), please contact MSCU at 800.761.2400.

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