Q: I’m looking to open a new credit card, and I’m confused by the options. How can I find a credit...

SCAM ALERTS – Stay Vigilant
Phone Scams: Members report calls from scammers impersonating MSCU employees. Caller ID may show an MSCU number. They ask for card info and claim fraudulent activity.
Fake DMV Emails: Fraudulent emails claiming to be from the DMV are circulating with threats and unsafe links. CT DMV does not send violation notices by email or text.
Mortgage Letters: Some members received fake mortgage mailings using public records. MSCU is not affiliated with these letters.
Do not share personal info or click suspicious links. When in doubt, contact MSCU or official agencies directly.
We provide our members and community with more than just traditional banking services. We help them achieve their dreams by providing the financial services, education, and support they need when they need it. Welcome. We’re glad you’re here. Proudly serving Litchfield, New Haven, and Fairfield counties.
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See how we're making a difference - together! From financial education to community partnerships, your support has helped us create a lasting impact.
Click here to read in English | Le el Informe en espanol
New!
Start your journey to stronger credit.
The Credit Builder Loan not only helps establish or build credit; it also allows you to build a savings account for expenses or emergencies, or save for a down payment on a car or home.
MSCU News
Join us for refreshments, raffle prizes, giveaways, exclusive offers, and more!
Soft Opening: October 8, 11AM – 1PM
Grand Opening: October 30, 11AM - 1PM.
Events
Our Watertown Shred Day will be taking place from 9am to 12pm on Saturday, September 6 at our Watertown Branch at 764 Straits Turnpike. Bring 4 or more canned goods and shred up to 5 banker's boxes of documents!
Events
Let MSCU guide you and take advantage of our limited-time $500 closing credit.
Join our exclusive First-Time Homebuyer Webinar on September 23 at 5:30 PM.
Events
Join us for a no-cost, no-obligation seminar that will answer your Social Security questions and discuss routes you can take to help get the most out of your benefits.
Events
Celebrate our Juntos Avanzamos designation recognizing our commitment to serving Latino communities on Tuesday, September 23 from 11AM - 1PM!
New!
Get a $500 closing credit on all new first mortgage loans. Whether you’re upgrading, downsizing, or buying for the first time, we’re here to help you every step of the way.
Available for a limited time!
New!
It's the season for fresh starts! Make upgrades to your home while enjoying competitive rates and easy access to funds when you need them.
New!
Whether you’re starting your search, ready to buy, or refinancing an existing vehicle, we’re here to help get you on the road.
New!
When you refer a friend to open a new checking account at Mutual Security Credit Union, you'll both be rewarded with a certificate redeemable for a $25 gift card!
MSCU News
Enjoy no minimum balance requirement, n o monthly service fees, and a low opening deposit of $100.
MSCU News
Boost your savings with our highly competitive money market rates.
3.00% APY*
Limited Time Offer
MSCU News
Save today, smile tomorrow!
Open a 13-Month Share Certificate of Deposit/IRA today.
MSCU News
Your money, your moment. Grow your savings today with a 7-Month Certificate of Deposit!
MSCU News
We’re proud to share that we’ve officially received the Juntos Avanzamos designation, recognizing our commitment to serving Latino communities.
Services
From checking accounts to loans, mortgages, financial independence training, and more, we’re here to guide you toward a secure and prosperous future. For a complete list of our offerings, check the navigation bar at the top of the page.
Personalized accounts to fit all your checking needs.
A full range of solutions to make your dream of home ownership a reality.
Quick, easy, and convenient一from application to funds disbursement.
Your go-to source for friendly, expert help.
MSCU
Enjoy personalized service, competitive rates, community support, and the peace of mind from being part of a member-owned financial institution focused on your financial success.
We’re a not-for-profit. Earnings are shared with members in the form of lower rates and fees.
We pass earnings on through higher interest rates for your savings accounts.
We understand everyone’s situation is unique. You can always reach out for assistance. We’re here to help.
We don’t have shareholders. Every member has equal ownership of the credit union and a vote to elect our Board of Directors.
Enjoy discounts from well-known companies on your favorite products and services.
For news, tips, and community updates, check out our blog.
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In accordance with federal law and U.S. Department of the Treasury policy, Mutual Security Credit Union is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Mutual Security Credit Union is committed to ensuring that no person is excluded from participation in, denied the benefits of, or subject to discrimination on the basis of race, color, national origin, sex, age, or disability in its programs and activities. If you feel you have been discriminated against, submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, or email crcomplaints@treasury.gov.
For more information about your rights and where to file a complaint, please click here.