Committed to Your Success
We provide our members and community with more than just traditional banking services. We help them achieve their dreams by providing the financial services, education, and support they need when they need it. Welcome. We’re glad you’re here. Proudly serving Litchfield, New Haven, and Fairfield counties.
Announcements
Events
School Supply Drive
Stop by any of our branches to donate school supplies and support local students and schools.
We appreciate your support!
Events
Business Showcase Mixer
Join us to celebrate National Black-Owned Business Month at an event featuring local Black-owned businesses showcasing their products, services, and expertise.
Aug. 7, 2026 | 9 AM - 1 PM
MSCU Watertown Branch
New!
30 Year Fixed Mortgage
Your dream home could be closer than you think.
Lock in 5.99% APY* limited-time offer and take the next step with confidence. Learn more today!
New!
Celebrate America's 250th Anniversary With MSCU!
During July, use your MSCU Credit Card and spend $250 or more for a chance to win a $250 account credit.
Five lucky winners will be selected!
Events
Danbury Shred Day
Join us at our Shred Event at the Danbury Branch on July 25 from 9 AM - 12 PM
New!
Start Banking Smarter
Enjoy the local experience you deserve.*
Open a new essential or elevated checking account and earn $100 | Open a freedom checking account and earn $50
New!
Progressive Savings Account
Enjoy no minimum balance requirement, no monthly service fees, and a low opening deposit of $100.
4.05% APY*
New!
2027 Calendar Contest!
Showcase your cutest photos of your pets in our 2027 Calendar Contest! Submissions accepted from May 1, 2026, to August 31, 2026.
MSCU News
We're now offering Zelle!
Send and receive money with Zelle® in minutes.* You already have access to Zelle® in the MSCU Mobile app.
New!
14-Month CD/IRA Special
Invest in Your Future. Lock in Your Savings.
LIMITED TIME OFFER
3.40% APY*
MSCU News
Bridgeport Branch Exclusive Specials
Stop by our new branch in the CVS plaza at 3710 Main Street and take advantage of LIMITED TIME exclusive opening specials available only at the Bridgeport Branch
New!
Tap Into Your Home Equity
6.099% APR*
- No Appraisal Fee
- No Application Fee
- Quick Turnaround Time
New!
Smart-E Loan Heat Pump Financing Offer
0.99% APR*
Heat pumps can make your home warmer in the winter and cooler in the summer, while using less energy.
New!
Money Market Account Special
Boost your savings with our highly competitive money market rates.
2.25% APY*
Limited Time Offer
New!
Credit Builder Loan
Start your journey to stronger credit today. The Credit Builder Loan can help you establish or build credit as you grow your savings for expenses, emergencies, or a down payment on a car or home.
New!
Home Equity Line of Credit
It's the season for fresh starts! Make upgrades to your home while enjoying competitive rates and easy access to funds when you need them.
5.49% APR* for 12 months
Sign Up for MSCU News!
Services
Discover Some of Our Most Popular Services
From checking accounts to loans, mortgages, financial independence training, and more, we’re here to guide you toward a secure and prosperous future. For a complete list of our offerings, check the navigation bar at the top of the page.
Checking Accounts
Personalized accounts to fit all your checking needs.
Mortgages
A full range of solutions to make your dream of home ownership a reality.
Personal Loans
Quick, easy, and convenient一from application to funds disbursement.
Financial Independence Training
Your go-to source for friendly, expert help.
MSCU
Member Benefits
Enjoy personalized service, competitive rates, community support, and the peace of mind from being part of a member-owned financial institution focused on your financial success.
Lower Rates + Fees
We’re a not-for-profit. Earnings are shared with members in the form of lower rates and fees.
Higher Interest paid on Deposits
We pass earnings on through higher interest rates for your savings accounts.
Personalized Service
We understand everyone’s situation is unique. You can always reach out for assistance. We’re here to help.
Ownership
We don’t have shareholders. Every member has equal ownership of the credit union and a vote to elect our Board of Directors.
Exclusive Perks
Enjoy discounts from well-known companies on your favorite products and services.
Non-Discrimination Statement
In accordance with federal law and U.S. Department of the Treasury policy, Mutual Security Credit Union is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Mutual Security Credit Union is committed to ensuring that no person is excluded from participation in, denied the benefits of, or subject to discrimination on the basis of race, color, national origin, sex, age, or disability in its programs and activities. If you feel you have been discriminated against, submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, or email crcomplaints@treasury.gov.
For more information about your rights and where to file a complaint, please click here.
Security Policy Statement
Protecting your financial information is one of our highest priorities. Our credit union maintains a comprehensive security program designed to safeguard member data, ensure system integrity, and support a secure digital banking experience. While we do not disclose specific technologies for security reasons, click here to see our summarized approach.




