effective as of January 3, 2017. Dividend rates on checking accounts are
variable, set by our Board of Directors and are subject to changes at
any time without notice. Restrictions may apply.
Surcharge-FREE ATM network program is an optional service, members may
choose to opt out of the program at any time. Fee for access to
surcharge free networks: Ultimate is free. $0.75/month applies to
Classic and Advantage with a VISA Bonus Check Card. $0.95/month for ATM
Checking requires no minimum balance and there are no monthly
service fees. Earn 2% cash rewards on non-PIN/signature/online purchases
of at least $5. Maximum monthly cash back amount is $6. Cash back is
not earned if requirements are not met.
Checking requires no minimum balance and has no monthly service
fees. Rate tiers for Ultimate Checking are as follows: Ultimate rate of
1.50% APY applies to balances of $0.01 - $15,000 and 0.10% APY paid on
balances over $15,000 per statement cycle when requirements are met. No
dividends will be earned if requirements are not met. Fees may reduce
Checking is subject to a $4 monthly service fee. Dividend bearing
account. Fee is waived if you are 65 or over OR if you maintain a
minimum daily balance of $5,000. Balance must not fall below the
minimum stated amount; otherwise, subject to the fee.
Checking is subject to a $4 monthly service fee which can be reduced
or eliminated by enrolling in eStatements and using your VISA Bonus
Check Card (for non-PIN/signature/online purchases).