Membership Benefits

Mutual Security Credit Union membership has its privileges.

Here is how you can benefit from using Mutual Security.


  • Save Money on Rates. Our savings and loan rates are consistently better than most banks. Compare and see!

  • Save Money on Fees. We have eliminated or reduced fees for essential financial services such as Checking Accounts and ATM/VISA Check Cards. Compare and See!

  • Full Service. You can handle all of your personal finances at Mutual Security.

  • Convenient Access to Your Money. Set your own banking hours with our convenient, 24-Hour services such as our VISA Bonus Check Card with access a network of over 60,000 ATMs, WebLine (Internet Banking), MemberMobile (Mobile Banking), CashLine (Telephone Banking), eStatements and Online Bill Pay. You choose when, where and how to conduct your financial business with us.

  • Enjoy the Peace of Mind of Insured Deposits. Your savings are federally insured up to $250,000 by the NCUA. IRAs are separately insured up to $250,000 by the NCUA.

  • Ownership. As an owner of the Credit Union, you receive personalized service in an atmosphere of trust and confidentiality.

  • Lifetime Membership. Once you join Mutual Security, you can take us with you wherever you go, even if you change jobs, relocate or retire.

  • Family Membership. Your family members can also join the Mutual Security and enjoy the same benefits that you do.Once you join, members of your immediate family or household are eligible to join. Household is defined as persons living in the same residence maintaining an economic unit. 

  • Payroll Deduction and Direct Deposit. Pay yourself first with Payroll Deduction or Direct Deposit to conveniently build savings or pay loans. Payroll Deduction automatically deposits an amount you choose from your paycheck into your Mutual Security account(s). Direct Deposit automatically deposits your net pay check (after all deductions) into your savings or checking account(s). We also accept Direct Deposit of government, retirement and Social Security checks. This service usually begins within two pay periods. You may need to fill out a separate form from your employer to begin these services. Sign-up today.