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VISA Signature Card

Great rewards with exclusive cardholder benefits.

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Annual Percentage Rates (APR)
As Low As



Flexible Rewards Program



Travel Accident Insurance of $1,000,000

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Join the Credit Elite

The VISA Signature card is the best credit card available at Mutual Security Credit Union, offering the highest level of rewards and benefits. With this new card you’ll earn 1.5 points for every dollar you spend on retail purchases and have access to exclusive benefits:

  • 0% APR* on Purchases for the first 6 months
  • 0% APR* Balance transfer introductory rate for 18 months 
  • Earn 20,000 Bonus Points ($200 value): When you spend $2,000 on qualified purchases within the first 90 days of opening your account. 
  • VISA Concierge: Complimentary assistance anytime, anywhere for reservations, gifts, business services, and exclusive experiences
  • Warranty Manager: Easy warranty registration with the ability to add up-to an additional year on eligible warranties—at no additional cost
  • Travel Accident Insurance ($1,000,000): Coverage to protect you—no matter where you are—when you purchase travel tickets with the card
  • Price Protection: Get reimbursed for the price difference when an item goes on sale within 60 days of purchase
  • No Annual Fee
  • No Penalty Rate for Late Payments

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Flexible Rewards Program

Earn 1.5 points for every dollar you spend on retail purchases with your VISA Signature Credit Card. Points can be redeemed for cash, credit card payments, merchandise via the online CU Rewards catalog, or travel packages with unrestricted flight options.

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Easily Manage Your Credit Card Online

Login to Digital Banking to view:

  • Account Balance
  • Available Credit
  • Minimum Payment
  • Payment Due Date
  • Amount and Date of Last Payment
  • Prior statements if enrolled in eStatements
  • Transactions Posted Since Last Statement
  • FICO Score Available with Quarterly Update
  • Access to CU Rewards
  • Free Enrollment on VISA Alerts
  • Annual Activity Summary Available After January Statement Cutoff

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*APR = Annual Percentage Rate. Introductory rate of 0% for 6 months from date of account opening on purchases and an introductory rate of 0% for 18 months from date of first transfer for balance transfers. After that, the standard variable APR for purchases will be applied to unpaid introductory balances, new purchases and new balance transfers. Please note that these rates will vary with the Prime Rate. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions may apply. You will be given further information when you apply. For complete details see VISA Signature Agreement for more information. 

 VISA Signature Agreement

Lost or Stolen Cards

If your MSCU credit card is lost or stolen, please call us immediately.
Lost/Stolen Credit Cards: 800-449-7728

We are here to help you.

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