COVID-19 UPDATE: Our Stratford branch is closed until further notice. MSCU's Danbury and Norwalk branch lobbies are temporarily closed, but their drive-thrus remain open. Shelton and Watertown branch continue to operate by appointment only, please call us at (800) 761-2400. Members can access and manage all their accounts 24/7 by signing into Digital Banking or by downloading the MSCU Mobile app.
To view your FICO® Score and click on the Credit Cards tab
FICO® Score At Mutual Security our goal is to help our members achieve financial security. That's why we're providing members who have a credit card with us free access to their FICO® Score.
What are FICO® Scores? FICO® Scores are numbers that summarize your credit risk. Scores are based on a snapshot of your credit file at particular consumer reporting agencies at a particular point in time, and help lenders evaluate your credit risk. FICO® Scores influence the credit that's available to you and the terms, such as interest rate, that lenders offer you.
How are FICO® Scores calculated? FICO® Scores are calculated from many different pieces of credit data in your credit report. This data is grouped into five categories as outlined: Payment History, Outstanding Debt, Credit History Length, Pursuit of New Credit, and Credit Mix. The percentages in the chart reflect how important each of the categories is in determining how FICO® Scores are calculated.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. MSCU and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. MSCU and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.