What are FICO® Scores?
FICO® Scores are numbers that summarize your credit risk. Scores are based on a snapshot of your credit file at particular consumer reporting agencies at a particular point in
How are FICO® Scores calculated?
FICO® Scores are calculated from many different pieces of credit data in your credit report. This data is grouped into five categories as outlined: Payment History, Outstanding Debt, Credit History Length, Pursuit of New Credit, and Credit Mix. The percentages in the chart reflect how important each of the categories is in determining how FICO® Scores are calculated.
Additional FICO® Score Information
Understanding FICO® Scores
Frequently Asked Questions about FICO® Scores
FICO® Score Educational Videos
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. MSCU and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. MSCU and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.