Current Mortgage Rates from MSCU
Rates effective April 1, 2025 and are subject to change.
Mortgage Rates
Please Contact Us for Today’s Mortgage Rates:
800-761-2400 x2460
Name | Term | Points | Rate | APR* |
---|---|---|---|---|
Mortgage Rates | 30 Year | 0 | 6.125% | 6.151% |
15 Year | 0 | 5.750% | 5.793% |
The information provided assumes the purpose of the loan is to purchase or refinance a primary residence. Rates are based on an assumed credit score of 740, 75% loan to value (LTV), Single-Family Dwelling, and loan amount based on FNMA loan limits per county. An escrow account may be required. Rates are subject to change.
Name | Term | Min. Loan Amount | Rate | APR* |
---|---|---|---|---|
Adjustable Rate Mortgages | 5/1 - 2% Initial Cap | $50,000 | 5.500% | 5.614% |
7/1 - 2% Initial Cap | $50,000 | 5.750% | 5.834% |
The information provided assumes the purpose of the loan is to purchase or refinance a primary residence. Rates are based on an assumed credit score of 740, 75% loan to value (LTV), Single-Family Dwelling, and loan amount based on FNMA loan limits per county. An escrow account may be required. Rates are subject to change.
Name | Term | Points | Rate | APR* |
---|---|---|---|---|
Mortgage Accelerators | 20 Year | 0 | 5.990% | 6.024% |
12 Year | 0 | 5.750% | 5.802% | |
8 Year | 0 | 5.500% | 5.574% |
Discounts cannot be combined with other offers. All Mortgage Accelerator loans have a $1,899 processing fee. The information provided assumes the purpose of the loan is to refinance a primary residence. Rates are based on an assumed credit score of 740, 75% loan to value (LTV) and loan amount based on FNMA loan limits per county.
Name | Limit | Term | APR* |
---|---|---|---|
Home Equity Lines | $400,000 | 15 Year | As low as Prime |
Disclosures
*APY = Annual Percentage Yield | APR = Annual Percentage Rate
F = Fixed Rate | V = Variable Rate
LTV = Loan-to-Value
Loan rates disclosed are the lowest rates available and are based on borrower(s) being a member of MSCU. Your actual rate may vary and can be higher based on creditworthiness. Auto and Personal (secured and unsecured) Loan rates include a 0.25% discount for direct debit.
All rates and terms are subject to change without notice. Other restrictions may apply.
Mutual Security limits the aggregate deposit balance of a member to $250,000 unless approved by Management in advance.
We’ve got some of the best loan, savings, and mortgage rates in Connecticut一just for you!