Current Mortgage Rates from MSCU
Rates effective April 1, 2024 and are subject to change.
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Loan Rates
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View Savings RatesName | Term | Points | Rate | APR* |
---|---|---|---|---|
Mortgage Rates | 30 Year | 0 | 6.500% | 6.526% |
15 Year | 0 | 6.000% | 6.043% |
The information provided assumes the purpose of the loan is to purchase or refinance a primary residence. Rates are based on an assumed credit score of 740, 75% loan to value (LTV) and loan amount based on FNMA loan limits per county. An escrow account may be required. Rates are subject to change.
Name | Term | Min. Loan Amount | Rate | APR* |
---|---|---|---|---|
Adjustable Rate Mortgages | 5/1 - 2% Initial Cap | $50,000 | 5.500% | 5.614% |
7/1 - 2% Initial Cap | $50,000 | 5.750% | 5.834% |
The information provided assumes the purpose of the loan is to purchase or refinance a primary residence. Rates are based on an assumed credit score of 740, 75% loan to value (LTV) and loan amount based on FNMA loan limits per county. An escrow account may be required. Rates are subject to change.
Name | Term | Points | Rate | APR* |
---|---|---|---|---|
Mortgage Accelerators | 20 Year | 0 | 6.250% | 6.285% |
12 Year | 0 | 6.000% | 6.052% | |
8 Year | 0 | 5.875% | 5.949% |
Discounts cannot be combined with other offers. All Mortgage Accelerator loans have a $1,899 processing fee. The information provided assumes the purpose of the loan is to refinance a primary residence. Rates are based on an assumed credit score of 740, 75% loan to value (LTV) and loan amount based on FNMA loan limits per county.
Name | Limit | Term | APR* |
---|---|---|---|
Home Equity Lines | $400,000 | 15 Year | As low as Prime |
Disclosures
*APY = Annual Percentage Yield | APR = Annual Percentage Rate
F = Fixed Rate | V = Variable Rate
LTV = Loan-to-Value
Loan rates disclosed are the lowest rates available and are based on borrower(s) being a member of MSCU. Your actual rate may vary and can be higher based on creditworthiness. Auto and Personal (secured and unsecured) Loan rates include a 0.25% discount for direct debit.
All rates and terms are subject to change without notice. Other restrictions may apply.
Mutual Security limits the aggregate deposit balance of a member to $250,000 unless approved by Management in advance.
We’ve got some of the best loan, savings, and mortgage rates in Connecticut一just for you!
Auto Loan
Visa® Credit Card
Money Market Account Special
Share Certificate of Deposit Special Offer
Progressive Savings Account
CD/IRA Limited Time Offer
**APY = Annual Percentage Yield. Minimum deposit is $500. The annual percentage yield you will earn assumes dividends remain until maturity. New money and existing funds. Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not. Offer may be withdrawn at any time without notice. Membership in MSCU is required with a minimum $5 deposit into a Membership Account. Rate effective April 1, 2024.
***APY = Annual Percentage Yield. Rate is effective as of 7.1.2023 and is guaranteed through 7.31.2024 and is subject to change thereafter. Minimum deposit is $2,500 on new money only. Existing funds can be added during term. Only funds not currently on deposit at MSCU are eligible. A minimum $5 balance in your membership share savings account is required. After the promotional period ends, the rates of the Promotional Money Market Savings account will be the standard rates and tiers currently in effect at that time. We reserve the right to convert your Promotional Money Market Savings account to a standard Money Market Savings account without prior notice. Offer is subject to change without notice and funds may be withdrawn at any time without a penalty. Other restrictions may apply. See us for further details.
****APY = Annual Percentage Yield. Minimum deposit is $500. The annual percentage yield you will earn assumes dividends remain until maturity. Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not. New or existing money. Offer may be withdrawn at any time without notice. Membership in MSCU is required with a minimum $5 deposit into a Membership Account. Rates effective May 1, 2024.
*****APY = Annual Percentage Yield. No minimum balance requirement. No monthly service fees. Low opening deposit of $100 (new money only). This account will earn 5.38 APY/5.25% APR on balances up to $5,000. Balances between $5,000 -$10,000 will earn 3.04% APY/3.00% APR. Balances over $10,000 will earn 0.40% APY/0.40% APR. Limit 1 Progressive Savings per primary account holder. Offer may be withdrawn at any time without notice. Membership in MSCU is required with a minimum $5 deposit into a Membership Account. Rates effective 5.1.2024.
********APR = Annual Percentage Rate. Posted rates is based on a purchase transaction and includes a 0.25% rate discount for direct debit. Sample monthly payment per $1,000 borrowed for 36 months @ 5.49% is $30.42. Qualifying rate may vary based on applicant's credit score, loan amount and term, vehicle age and loan purpose. All MSCU auto loans have a one-time $85 Processing Fee. Additional terms and rates are available and subject to change without notice. Effective 4.1.2024
Click here to review the full Truth in Savings Disclosure (TISA).