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ITIN Lending

Mutual Security Credit Union proudly provides financial services to members with an ITIN (Individual Taxpayer Identification Number). All credit union members, whether they open their accounts with a social security number or an ITIN have access to the same low rates.

Hello! Hallo! Salut! Nǐ hǎo! However you say hello, we’re happy to help you in your financial journey. If you don’t have a Social Security Number (SSN), our ITIN loan options may be a great choice to help you achieve your next milestone.
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Explore our ITIN Options

Our ITIN loan program is designed for community members with Individual Tax ID Numbers rather than Social Security Numbers. To be eligible to apply, you must have a valid government-issued photo ID and live, work, worship, or attend school in Fairfield, Litchfield, and New Haven counties or be a family member of a current MSCU member. Learn more about Mutual Security Credit Union Membership. 

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Auto Loans

Getting a new or more reliable car isn’t out of the question. We want to help get you moving.

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Home Loans

We offer home loan solutions that help you achieve your financial goals.

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Credit Cards

Consider a Mutual Security Credit Union credit card for more purchasing power and added budget security. Enjoy rewards, low rates, and no hidden fees.

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Personal Loans

Low, fixed rates. Easy payments. No prepayment penalties. You can use a Mutual Security Credit Union ITIN loan for just about anything.

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What is an ITIN?
ITIN stands for Individual Tax Identification Number. The IRS provides ITINs to persons not eligible for Social Security Numbers.
If I have an ITIN, can I access the same products and services?
Mutual Security Credit Union wants all members to have access to services and products that will help them reach their financial goals. With an ITIN, you have access to all services and products except real estate lending.
Do I need an ITIN/SSN, or can I have both to open an account/loan?
A tax identification number is necessary to open accounts or loans. If you previously had an ITIN and now have an SSN, you must provide the most current and valid identification number.
Do I need an account with Mutual Security Credit Union to get a loan?
You need to be a member to get a loan at Mutual Security Credit Union. Learn more about Mutual Security Credit Union and what it means to be a member by clicking here.
What type of identification is needed to open an account?
For all new members, we require valid government-issued identification (for example, a state-issued driver’s license/identification card, Matricula consular, US passport, or military identification). In addition to identification, you must provide a valid government issued photo ID.

Need to get your ITIN?

Visit the IRS website to find a certified ITIN acceptance agent by state:
https://www.irs.gov/individuals/international-taxpayers/acceptance-agent-program

Membership Eligibility: We’re open to everyone who lives, works, worships, or attends school in Fairfield, Litchfield, and New Haven counties in Connecticut. Learn more about Mutual Security Credit Union Membership.