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Exceptional Rewards with Exclusive Cardholder Benefits

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VISA® Signature Card

Nothing says, That’s Me! like a Signature

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18.00% V

Annual Percentage Rate (APR)

Free Rewards Program

Flexible and Easy to Use

Free Benefits

VISA® Concierge, travel accident insurance, and more

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The VISA® Signature card offers qualifying Members MSCU’s most exclusive rewards and benefits package.

Earn 1.5 points for every dollar you spend on retail purchases with your VISA® Signature Credit Card. Redeem points for 

  • Cash 
  • Credit card payments
  • Merchandise from the online CURewards® catalog 
  • Travel packages with unrestricted flight options 

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World Class Benefits

Enjoy unique benefits to help with your everyday routine and those special occasions:

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0% APR* on Purchases.

Available for the first 6 months.

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0% APR* Balance Transfer Rate.

Available for the first 18 months. 

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Earn 20,000 Bonus Points ($200 Value).

Available when you spend $2,000 within the first 90 days of account opening.

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VISA® Concierge.

Get complimentary assistance anytime, anywhere for reservations, gifts, business services, and exclusive experiences.

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Travel Accident Insurance ($1,000,000).

Get coverage everywhereーwhen you purchase travel tickets with the card.

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Price Protection.

Get reimbursed for the price difference when an item goes on sale within 60 days of purchase.

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Warranty Manager.

Easy warranty registration  plus up to an additional year of coverage on eligible warrantiesーat no additional cost.

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No Penalty Rate for Late Payments.

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No Annual Fee.

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Easy Online Credit Card Management

Log In to Digital Banking to make a payment:

  • Transfer funds from your MSCU Checking or Savings account
  • Transfer funds from another institution

You can also view:

  • Account Balance
  • Available Credit 
  • Minimum Payment Due
  • Payment Due Date
  • Amount & Date of Last Payment
  • Prior Statements (when enrolled in eStatements)
  • Transactions Posted Since Last Statement
  • FICO Score (with Quarterly Update)
  • CURewards® Access
  • Free VISA® Alerts (requires enrollment)
  • Annual Activity Summary (available after
    January statement cutoff)
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*APR = Annual Percentage Rate. Introductory rate of 0% for 6 months from date of account opening on purchases and an introductory rate of 0% for 18 months from date of first transfer for balance transfers. After that, the standard variable APR for purchases will be applied to unpaid introductory balances, new purchases and new balance transfers. Please note that these rates will vary with the Prime Rate. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms, and conditions may apply. You will be given further information when you apply. For complete details see VISA® Agreement for more information. 

Review Full VISA® Agreement

Lost or Stolen Mscu Credit Card?

Get in touch ASAP

Call 866.820.3272 or 855.695.1679 24 hours/day or Report your lost or missing card in your online VISA® credit card account.