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As part of our green initiative, we’re currently installing solar panels at our Danbury branch. Unfortunately, while they’re being installed July 9-10, our drive-thru will be closed but the rest of the branch will be fully operational. We apologize for any inconvenience.


Home-Buying Made Easy

A full-range of mortgage solutions to turn your dream of owning a home into a reality.

Apply Online


Fixed or Adjustable Rates



PMI on financing up to 90%



Pre-Payment Penalty

Young Couple Outside New Home

Find Your Mortgage Match

Buying a home can be both exciting and overwhelming.  The perfect mortgage can make all the difference. 

Our dedicated team is here to help you navigate the financing process, and find the mortgage that’s right for you. 

Apply Online          


Secure and Fair Enforcement for Mortgage Licensing Act

Young Family Moving into New Home

Mortgage Solutions with No
Pre-Payment Penalties

  • 90% Financing Program without PMI
  • Federal Housing Agency (FHA) Loans
  • Veterans Administration (VA) Loans
  • Single Family and Multi-Family Homes
  • Condominiums and Vacation Homes
  • Zero Point Options
  • Fixed and Adjustable Rates
  • Low Down Payment Options
  • Rate Lock Up to 60 Days
  • Refinancing and more…
Home Buying Ebook - Download Now!

The Mutual Security Mortgage Difference


I have a question about my mortgage.  Who do I call?

After you apply, a dedicated Mortgage Specialist will work with you throughout the entire process.  You’ll be able to call them directly with any questions and concerns.


Can I lock-in my rate?

We can guarantee your rate for set number of days while your application is being processed.  We also offer rate protection against potential rising interest rates while letting you take advantage of declining interest rates.

Should I refinance my current mortgage?

The decision to refinance is a personal one.  Our Mortgage Specialists can help you decide if refinancing is right for you with a free analysis to determine potential savings.


How do you determine the mortgage amount I qualify for?

Like most lenders, we review your credit score and report as well as your debt-to-income ratio, including the new mortgage cost, taxes, and insurance.  We also use commonsense underwriting which allows us to look at additional factors, such as job length and consistent bill payment, to ensure we provide a mortgage that truly matches you.


How long does it take to get a mortgage?

Typically, we can provide approval within 24 hours.  


How do I get started?

Stop by a branch, fill out the pre-qualification application online, or call 800-761-2400 ext. 2460 to speak with one of our Mortgage Specialists.  They can review all relevant mortgage programs with you, answer your questions, and help you complete the application when you’re ready to apply.

*APY = Annual Percentage Yield | APR = Annual Percentage Rate

F = Fixed Rate | V = Variable Rate

LTV = Loan-to-Value, DTI = Debt-to-Income, PMI = Private Mortgage Insurance

The information provided assumes the purpose of the loan is to purchase or refinance a primary residence with a rate lock period of 60 days and an assumed credit score of 700 and loan amounts between $100,000 & $484,350 ($601,450) in Fairfield County only). Similar rates available for higher or lower loan amounts; LTV 75%-90% and lower credit history. A No PMI program is available for maximum loan to values of 90%. An escrow account may be required. Rates are subject to change.

For our most current rates, visit our Rates Page.

Find your mortgage match.

Talk to a dedicated specialist to find the mortgage solution that's right for you.

Talk to a Mortgage Specialist