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*APR = Annual Percentage Rate. Additional terms and rates are available. May not be combined with other promotional rates or offers. APR is based on creditworthiness, loan terms and project acceptance by the CT Green Bank Smart-e program. Sample monthly payment per $1,000 borrowed for 60 months at 4.49% is approximately $18.64. Membership in MSCU is required with a minimum $5 deposit into a Membership Account. Smart-e Loans offer long-term, low interest financing to help Connecticut residents access affordable home energy improvements. Program is available for 1 to 4 family owner occupied dwellings. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.