Smart-E Loans

We’ve partnered with the Connecticut Green Bank, and several local businesses, to provide long-term, low-interest financing for home energy improvement projects.

Loan Terms and Rates: 

Eligible Projects:

• Insulation
• Central Air Conditioning
• High Efficiency Furnace/ Boiler
• Heat Pump Water Heater
• Solar PV System
• Electric Vehicle Charging Station

Project not listed? Check out the complete list of eligible improvements.

Eligible Properties:

• Property must be owner-occupied in Connecticut
• 1 to 4 unit residential building
• Condominiums must be individually metered

Additional requirements may apply.  Call 800-761-2400 ext. 2459 to speak with one of our loan specialists.

1. Find a Contractor
   Choose an approved contractor to work with, or have your contractor reach out to the Connecticut Green Bank to get approved.  If you’re using multiple contractors, select one to facilitate the process as your general contractor.
2. Select Your Home Improvement Project
   Your contractor can help ensure your improvements meet the Connecticut Green Bank's eligibility requirements.
3. Get pre-approved with Mutual Security Credit Union
   Apply directly with Mutual Security Credit Union before your contractor begins work on the project.
4. Close Your Loan
   Your contractor will submit the project to the Connecticut Green Bank.  Once approved, we’ll reach out to schedule a loan closing.