Overdraft Protection and Courtesy Pay

Overdraft protection services can help prevent overdrafts by automatically transferring funds to your checking account from another account  you have with Mutual Security Credit Union. 

Courtesy Pay is a benefit offered to eligible accounts that covers overdrafts up to a fixed limit.  If you already have overdraft protection for your account, Courtesy Pay can act as a secondary coverage option that is only used when the primary overdraft source is exhausted. 

Standard coverage comes automatically with eligible accounts, but you can select Extended Coverage to ensure that your everyday ATM and debit card transactions are covered as well. When used, you will be charged $37.50 per paid transaction, but it costs nothing just to have Courtesy Pay on your account.