Life happens, and we understand that unexpected overdrafts occur from time-to-time.
Setting up an overdraft coverage plan can help—simply choose the one that’s right for you.
Overdraft protection services can help prevent overdrafts by automatically transferring funds to your checking account from another account or Cash Plus Credit Line you have with Mutual Security Credit Union.
Overdraft protection automatic transfer from another account at Mutual Security Credit Union
$10 fee per transfer
Overdraft protection with a Cash Plus Credit Line
$10 fee per transfer plus 10% Annual Percentage Rate
Courtesy Pay is a benefit offered to eligible accounts that covers overdrafts up to a fixed limit. If you already have overdraft protection for your account, Courtesy Pay can act as a secondary coverage option that is only used when the primary overdraft source is exhausted.
Standard coverage comes automatically with eligible accounts, but you can select Extended Coverage to ensure that your everyday ATM and debit card transactions are covered as well. When used, you will be charged $37.50 per paid transaction, but it costs nothing just to have Courtesy Pay on your account.