*APR = Annual Percentage Rate. 0% APR for all balance transfers made within the first 90 days of your account opening and on all purchases for the first 6 months. After the Introductory period APR will range between 13.25% - 18.00%. Rates are based on credit score and are variable based on Prime Rate plus a margin. 3% balance transfer fee (minimum $5) will apply. Offer effective 01/01/2017. Programs, rates, terms and conditions are subject to change without notice. Subject to credit approval. Balance Transfers may not be used as payment to another MSCU account. Membership in MSCU is required with a minimum $5 deposit into a Membership Account.
**20,000 Rewards Points will apply to your account with a $2,000 spend within the first 90 days of your account opening.
5/1 Adjustable Rate Mortgage
*APR = Annual Percentage Rate. This is a variable rate mortgage. The interest rate is fixed for first 60 months and then undergoes annual rate adjustments thereafter, based on the weekly average yield on United States Treasury Bill Rate, adjusted to a constant maturity of one year plus a margin of 2.75%. Rate will not exceed 8.75% and will not fall below the initial rate of 2.75%. Must have at least 20% down payment or equity for both purchase and/or refinance transactions. Loans available on primary residences in CT only. Minimum loan amount of $50,000.00. Maximum Loan Amount of $424,100.00; $601,450.00 in Fairfield County, CT. Subject to appraisal and credit approval. Effective date 01/01/2017. Offer may be withdrawn at any time. Membership in Mutual Security Credit Union is required with a minimum $5 deposit into a Membership Account.
** $275 will be credited to your MSCU savings account within 10 days of your mortgage closing.
*APR = Annual Percentage Rate. Rates are based on credit scores. Lowest rate shown includes a 0.25% discount for direct payment from a MSCU checking account. Offer effective 01/01/2017 but may be withdrawn at any time without notice. Rates and terms are subject to change. Discount may not be combined with any other offer. Offer subject to credit approval. Payments for a 5 Year Loan of $10,000 at 7.99% would be $202.73 per month. Offer does not apply to MSCU credit cards/loan products. Membership in Mutual Security Credit Union is required with a minimum $5 deposit into a Membership Account.