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Summer Swipe Sweepstakes

July 1 - September 8 • Ten Weeks • Ten Chances

Summer Just Got Sweeter! Swiping With Your MSCU Debit Card May Earn You $500!

Being able to securely use your MSCU Visa® debit card at millions of locations worldwide is a great start, but we want to make it even more rewarding when you use your debit card from Mutual Security Credit Union! This summer we're giving away $500 to ten lucky winners - just for using their debit card!

 

Here’s How It Works:

      • Just swipe - or chip, or type, or click - your debit card each week a minimum of 20 times (card PIN or signature-based purchases) and get automatically entered into the weekly drawing. There's no minimum or maximum amount on qualified transactions to count towards your weekly transaction total!
      • We'll announce one randomly selected winner every Friday and give them a $500 check to cash or deposit into their MSCU account.
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      • It's that easy! There's no enrolling in order to be entered - just shop, swipe and hopefully win!

 

Perks of Your MSCU Debit Card:

Convenient and Secure

Wherever you see the VISA® logo, your MSCU Visa® debit card gives you fast and secure access to your funds for everyday and special purchases.

Control that Cash Can’t Offer

Keep a closer eye on your finances, plus the ability to switch OFF your card in your digital banking portal to prevent unauthorized use.

Fee-Free ATMs

Our members can visit any of nearly 60,000 ATMs. So, whether you’re across town, or far from home, you’re never far from your money.

Need a Debit Card? 

Open a checking account and receive your MSCU Visa® debit card just in time to participate in our Summer Swipe Sweepstakes. 

Already have an account and need to order a new card? Request one here and we'll mail it out to you OR visit one of our five branches and get it on-the-spot!

Official Sweepstakes Rules

NO PURCHASE NECESSARY.  A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. 

  • Eligibility: Summer Swipes Sweepstakes (the “Sweepstakes”) is open only to legal residents of the fifty (50) United States and the District of Columbia who are at least eighteen (18) years old at the time of entry. Employees or Volunteers (board or committee members) of Mutual Security Credit Union (MSCU) as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee/volunteer are not eligible. Limit one prize per household.  MSCU Accountholder must be in good standing, have had no fraudulent transactions and no pending legal actions. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited.  Participation constitutes entrant’s full and unconditional agreement to these Official Rules. Sponsor’s decisions are final and binding in all matters related to the Sweepstakes.  Winning a prize is contingent upon fulfilling all requirements set forth herein.
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  • Sponsor: [Mutual Security Credit Union. P.O. Box 2489 Shelton, CT 06484-4778].
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  • Timing: The Sweepstakes begins on July 1, 2021 at 12:00 a.m. Eastern Time ("ET"), ends on September 10, 2021 at 11:59 p.m. ET (the "Promotion Period") and consists of ten (10) “Weekly Entry Periods” as set forth in the chart below. Each week’s drawing begins on Thursday and ends on Wednesday. Sponsor’s servers are the official time-keeping device for the Sweepstakes.

Contest Week

Weekly Transactional Eligibility Periods

Post Mark Date for Mail-in Entries

Approximate Drawing Date

Weekly Sweepstakes Winner

Week 1

Jul 1 – Jul 7, 2021

Jul 7, 2021

Jul 9, 2021

Melissa B. of Ridgefield, CT

Week 2

Jul 8 – Jul 14, 2021

Jul 14, 2021

Jul 16, 2021

Mary O. of Bridgeport, CT 

Week 3

Jul 15 – Jul 21, 2021

Jul 21, 2021

Jul 23, 2021

 Merredith C. of Newtown, CT

Week 4

Jul 22 – Jul 28, 2021

Jul 28, 2021

Jul 30, 2021

Scott R. of Hamilton, NJ 

Week 5

Jul 29 – Aug 4, 2021

Aug 4, 2021

Aug 6, 2021

 Odimer A. of Norwalk, CT

Week 6

Aug 5 – Aug 11, 2021

Aug 11, 2021

Aug 13, 2021

Harold V. of Oxford, CT 

Week 7

Aug 12 – Aug 18, 2021

Aug 18, 2021

Aug 20, 2021

Joseph S. of Waterbury, CT 

Week 8

Aug 19 – Aug 25, 2021

Aug 25, 2021

Aug 27, 2021

 Leonard P. of Brookfield, CT

Week 9

Aug 26 – Sep 1, 2021

Sep 1, 2021

Sep 3, 2021

 

Week 10

Sep 2 – Sep 8, 2021

Sep 8, 2021

Sep 10, 2021

 

  • How to Enter: There are two (2) methods of entry:
    1. 1. Complete Transactions with your Mutual Security Credit Union Visa® debit card: During the Promotion Period, use your Mutual Security Credit Union Visa® debit card to complete a minimum of 20 card PIN or signature-based purchase (“Transaction”) and you will automatically receive one (1) entry into the applicable Weekly Entry Period drawing associated with the date and time of your transaction (see Opt-Out process below if you don’t want to be included in the Sweepstakes). ATM transactions do not qualify. OPT OUT PROCESS: If you use your debit card during the Promotion Period but would like to opt-out of the Sweepstakes, send an email to marketing@mscu.net with your opt-out request no later than July 9, 2021. Please include “Opt-Out Request” in the subject line and the name and email address associated with your account in your email request. You will be opted out of all subsequent prize drawings by sending one email request.
    2. 2. Mail-In Method: To enter without making a payment with Sponsor’s debit card, hand print your name, address, day and evening phone numbers, email address, and date of birth on a 3" x 5" piece of paper and mail it in an envelope with proper postage to “Debit Card Dash Sweepstakes,” c/o Mutual Security Credit Union: P.O. Box 2489 Shelton, CT 06484-4778. You will receive one (1) entry into the applicable Weekly Entry Period for each envelope you mail-in. All mail-in entries must be handwritten and must be postmarked by August 5, 2021 and received by August 10, 2021. All entries become the exclusive property of Sponsor and none will be acknowledged or returned. Proof of sending or submission will not be deemed to be proof of receipt by Sponsor. Sponsor is not responsible for lost, late, incomplete, invalid, unintelligible, illegible, misdirected or postage-due entries, which will be disqualified.  

Use of any automated system to participate is prohibited and will result in disqualification. In the event of a dispute as to any registration, the authorized account holder of the email address used to register will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. Each potential winner may be required to show proof of being an authorized account holder.

  • Prize Drawings: Sponsor’s decisions as to the administration and operation of the Sweepstakes and the selection of the potential winners are final and binding in all matters related to the Sweepstakes.  Sponsor will randomly select the potential Sweepstakes winners from all eligible entries received during the applicable Weekly Entry Period, on or around the dates listed in Section 3. Entries from one Weekly Entry Period will not be included in subsequent drawings. The potential winners will be notified by email or phone. All reasonable efforts will be made to locate the winner, however, MSCU is not responsible for incorrect or changed addresses or phone numbers, failures in phone lines or electronic equipment or other mechanical, electronic or human malfunctions that prevent or delay notification. If a potential winner of any prize cannot be contacted, fails to confirm acceptance of the prize and provide any requested information within the required 14-day time period, or the prize is returned as undeliverable, the potential winner forfeits the prize. The winner need not be present to win, but the winnings must be claimed no later than 30 calendar days after notification. Prize will be forfeited if unclaimed. Receiving a prize is contingent upon compliance with these Official Rules.
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  • Prizes: One (1) of ten (10) $500 bank checks will be awarded to one winner each week throughout the Promotional Period. There will be 10 winners drawn throughout the span of 10 weeks the Promotional Period takes place, 1 winner per week. Prizes are non-transferable and no substitution will be made except as provided herein at the Sponsor’s sole discretion. Sponsor reserves the right to substitute a prize for one of equal or greater value if the designated prize should become unavailable for any reason. Winning cash value will be reported to all appropriate tax authorities.  The prize winners are responsible for payment of all applicable federal, state and local taxes on his/her prize. All prize winners will be required to provide proof of identity.  Members are only eligible to win once and weekly entries do no roll over into the remaining weeks. Odds of winning a/the prize depend on the number of eligible entries received during the applicable Weekly Entry Period.  Limit:  one (1) prize per person.
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  • Release: By receipt of any prize, winners agree to release and hold harmless Sponsor, Mutual Security Credit Union and each such company’s officers, directors, employees and agents (collectively, the “Released Parties”) from and against any claim or cause of action, including, but not limited to, personal injury, death, or damage to or loss of property, arising out of participation in the Sweepstakes or receipt or use or misuse of any prize.
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  • General Conditions: Sponsor reserves the right to cancel, suspend and/or modify the Sweepstakes, or any part of it, if any fraud, technical failures, human error or any other factor impairs the integrity or proper functioning of the Sweepstakes, as determined by Sponsor in its sole discretion. In such event, Sponsor, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for any or all of the prizes offered herein. Sponsor reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of the Official Rules of this or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
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  • Limitations of Liability: The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Sweepstakes; (4) technical or human error which may occur in the administration of the Sweepstakes or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Sweepstakes or receipt or use or misuse of any prize. If for any reason an entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the Sweepstakes, if it is possible. No more than the stated number of prizes will be awarded. In the event that production, technical, seeding, programming or any other reasons cause more than the stated number of prizes as set forth in these Official Rules to be available and/or claimed, Sponsor reserves the right to award only the stated number of prizes by a random drawing among all legitimate, un-awarded, eligible prize claims.
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  • Disputes: Except where prohibited, entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court or the appropriate Connecticut Judicial Court; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys’ fees; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Connecticut without giving effect to any choice of law or conflict of law rules (whether of the State of Connecticut or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Connecticut.
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  • Entrant's Personal Information: Information collected from entrants is subject to Sponsor’s Privacy Policy https://www.mscu.net/privacy