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Rates below are effective September 1, 2010 and are subject to change.
Auto, Home Equity and Personal (secured and unsecured) Loan rates include a .25% discount for direct debit from a MSCU account.
V= Variable Rate, F= Fixed Rate |
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| Loan** |
Limit |
Term |
Annual Percentage Rate* |
| New Auto/Truck |
100% Financing |
24 Mo. |
3.55% F |
| (2010 and 2009 Models) |
100% Financing |
36 Mo. |
3.55% F |
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100% Financing |
48 Mo. |
3.95% F |
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100% Financing |
60 Mo. |
3.95% F |
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100% Financing |
72 Mo. |
6.00% F |
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| Motorcycle Loans |
80% Financing |
24 - 60 Mo. |
1% above new auto rates |
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| Used Auto/Truck |
100% N.A.D.A Retail Value |
24 - 36 Mo. |
3.55% F |
| (2008 - 2007 Models) |
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48 Mo. |
3.95% F |
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60 Mo. |
3.95% F |
| 100% Retail Price N.A.D.A. Retail Value |
For rate terms on 2003-2005 vehicles please call (800) 761-2400, option 3. |
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NOTE: Retail price is based on NADA value. |
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| Older Models |
please call (800) 761-2400, option 3 for rates and terms. |
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Cash Plus Credit Line
(overdraft protection) |
$5,000 Maximum |
Varies |
10.00% F |
Computer Loan
copy of receipt needed |
$3,500 Maximum |
24 Mo. |
4.50% F |
| Visa Platinum |
$500 - $15,000 |
Varies |
10.90% - 18.00% V |
| Visa Platinum Premium |
$5,000 - $25,000 |
Varies |
9.90% - 18.00% V |
| Visa Platinum Elite |
$5,000 - $25,000 |
Varies |
10.90% - 18.00% V |
| Credit Card / Bill Consolidations |
$15,000 Maximum |
60 Mo. |
7.05% - 18.00% F |
| Personal Unsecured/Co-maker |
$15,000 Maximum |
60 Mo. |
10.00% - 14.15% F |
| Personal Auto Secured |
100% Retail Price (2005 or Newer) |
48 Mo. |
8.15% F |
| Personal Secured |
$15,000 |
60 Mo. |
9.40% F |
| Savings Secured |
$100,000 |
60 Mo. |
Rate + 2% F |
| Certificate Secured |
$100,000 |
48 Mo. |
Rate + 2% F |
| Stock Secured |
50% of value
($20,000 max.) |
60 Mo. |
9.50% F |
| Recreation Vehicles & Boats |
Call for current rates and terms. |
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Norwalk's New Home Celebration
Our Norwalk Branch Has Moved to a New Home - 295 Westport Avenue
Help Us Celebrate with a .295% Discount Off Our Home Equity Loans and Lines! Click here for details. |
| Home Equity Loan* |
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Posted APR is the rate for home equity loan amounts of $20,000 and over-
For home equity loan rates under $20,000 add an additional .25% to the posted rate |
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Posted APR is the rate for home equity loan amounts of $50,000 and over-
For home equity loan rates under $50,000 add an additional .25% to the posted rate |
| Home Equity Line** |
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Over $50,000 |
$400,000 |
15 Yr. |
4.00% V |
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Between $25,000 - $49,999 |
$400,000 |
15 Yr. |
4.25% V |
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Below $25,000 |
$400,000 |
15 Yr. |
4.50% V |
| Bridge (interim financing) |
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Click here for Mortgage Rates |
| * Depending upon credit qualifications. |
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** Certain qualifications apply. Please check with your nearest credit union branch for details.
Note: Loan rates are based on credit scores. Auto and Home Equity Loan rates include a .25% discount for direct debit from a MSCU account. Discounts cannot be combined with other offers. | |
