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<TD><B><A class="grey fs-small" href="https://secure.efraudprevention.com/us/mscu/estatement.htm" target=_blank><FONT color=#810081>eStatements – Apply Online</FONT></A></B></TD>
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<H3 class="white fs-max">Family Memberships </H3></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
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<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px"><B><FONT color=#007fa6 size=4>Credit Union membership has its privileges.</FONT><FONT size=4> </FONT></B></P>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px">&nbsp;</P>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px">The following people can join Mutual Security Credit Union. </P>
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<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px">Anyone who lives, works, worships or attends school in Fairfield, Litchfield or New Haven County Connecticut </P>
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<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px">Employees of approved <A href="http://www.mscu.net/mscu/select_employer_groups.htm"><U><FONT color=#0000ff>Select Employer Groups</FONT></U></A> </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px">People retired as pensioners or annuitants of the <A href="http://www.mscu.net/mscu/select_employer_groups.htm"><U><FONT color=#0000ff>Select Employer Groups</FONT></U></A> </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px">Family members of current Credit Union members </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px">Organizations from the companies within our Field of&nbsp;<BR>Membership (ex. <A href="http://www.perkin-elmer.com/" target=_blank><U><FONT color=#0000ff>Perkin-Elmer</FONT></U></A> Retirees Club) </P></LI></OL></TD>
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<TD align=left bgColor=#0b70c3 height=26><B><FONT color=#ffffff>&nbsp;Related Links</FONT></B></TD></TR>
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<UL>
<LI><A title=http://www.mscu.net/mscu/cu_difference.htm href="http://www.mscu.net/mscu/cu_difference.htm" target=_self><U><FONT color=#0000ff>The Credit Union Difference</FONT></U></A> 
<LI><A title=http://www.mscu.net/mscu/who_can_join.htm href="http://www.mscu.net/mscu/who_can_join.htm" target=_self><U><FONT color=#0000ff>Who Can Join</FONT></U></A> 
<LI><A title=http://www.mscu.net/mscu/how_to_join.htm href="http://www.mscu.net/mscu/how_to_join.htm" target=_self><U><FONT color=#0000ff>How To Join</FONT></U></A> 
<LI><A title=http://www.mscu.net/pdf/sign-up.pdf href="http://www.mscu.net/pdf/sign-up.pdf" target=_self><U><FONT color=#810081>Membership Application</FONT></U></A> 
<LI><A title=http://www.mscu.net/mscu/family_memberships.htm href="http://www.mscu.net/mscu/family_memberships.htm" target=_self><U><FONT color=#0000ff>Family Memberships</FONT></U></A> 
<LI><A title=http://www.mscu.net/mscu/direct_deposit.htm href="http://www.mscu.net/mscu/direct_deposit.htm" target=_self><U><FONT color=#0000ff>Payroll Deduction / Direct Deposit</FONT></U></A> 
<LI><A title=http://www.mscu.net/mscu/select_employer_groups.htm href="http://www.mscu.net/mscu/select_employer_groups.htm" target=_self><U><FONT color=#0000ff>Select Employment Groups</FONT></U></A> 
<LI><A title=http://www.mscu.net/mscu/employer_membership.htm href="http://www.mscu.net/mscu/employer_membership.htm" target=_self><U><FONT color=#0000ff>Membership As An Employee Benefit</FONT></U></A> 
<LI><A title=http://www.mscu.net/mscu/perks.htm href="http://www.mscu.net/mscu/perks.htm" target=_self><U><FONT color=#0000ff>Perks</FONT></U></A> </LI></UL></TD></TR></TBODY></TABLE></TD></TR>
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<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px"><B>Here's how you can benefit from using Mutual Security.</B></P>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px"><BR>Review our<B><FONT color=#007fa6> </FONT><A href="http://www.mscu.net/pdf/welcome_0609.pdf"><FONT color=#007fa6><U>Welcome Brochure</U></FONT></A></B><FONT color=#007fa6> </FONT>and<FONT color=#007fa6> </FONT><B><A href="http://www.mscu.net/pdf/MemberServices_1108.pdf"><FONT color=#007fa6><U>Member Services Brochure</U></FONT></A></B><BR><U><IMG height=17 src="http://www.mscu.net/05/IMG/BMP/pdf_sm.bmp" width=17 border=0></U> <FONT size=1><FONT size=1>The Acrobat Reader program is necessary to view this brochure. If you do not have Acrobat Reader it is free to download.&nbsp; Simply </FONT><A href="http://www.adobe.com/products/acrobat/readstep2.html" target=_blank><U><FONT color=#0000ff size=1>click here</FONT></U></A></FONT><FONT size=1> and follow the directions on the ADOBE Web Site.&nbsp; When the download is complete, come back to this page and view our brochure.&nbsp;</FONT></P>
<UL>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Save Money On Rates.</B> Our <A href="http://www.mscu.net/mscu/rates_savings.htm"><U><FONT color=#0000ff>savings</FONT></U></A> and <A href="http://www.mscu.net/mscu/rates_loan.htm"><U><FONT color=#0000ff>loan rates </FONT></U></A>are consistently better than most banks. Compare and See! </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Save Money on Fees.</B> We've eliminated or reduced fees for essential financial services such as <A href="http://www.mscu.net/mscu/checking.htm"><U><FONT color=#0000ff>Checking Accounts</FONT></U></A> and ATM / VISA Check Cards. Compare and See! </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Full Service.</B> You can handle all of your personal finances at the Credit Union. </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Convenient Access to Your Money.</B> Set your own banking hours with our convenient, <A class=NOUNDER href="http://www.mscu.net/mscu/applications.htm"><U><FONT color=#0000ff>24-hour services </FONT></U></A>such as ATM Cards, Visa Check cards, the CashLine Telephone Transaction Service, WebLine PC banking/with bill payer service and e-Statements. You choose when, where and how to conduct your financial business with us. </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Enjoy the Peace of Mind of Insured Deposits.</B> Your savings are federally insured up to $250,000 by the <A href="http://ncua.gov/"><U><FONT color=#0000ff>NCUA</FONT></U></A>. IRAs are separately insured up to $250,000 by the NCUA. </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Ownership. </B>As an owner of the Credit Union, you receive personalized service in an atmosphere of trust and confidentiality. You're not treated as another "customer." </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Lifetime Membership.</B> Once you join the Credit Union, you can take us with you wherever you go, even if you change jobs, relocate, or retire. </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Family Membership.</B> Your family members can also <A href="http://www.mscu.net/pdf/sign-up.pdf"><U><FONT color=#810081>join the Credit Union </FONT></U></A>and enjoy the same benefits that you do.&nbsp;Join Mutual Security Credit Union if one of your family members is already a member. Once you join, members of your immediate family or household are eligible to join.&nbsp;&nbsp; Household is defined as persons living in the same residence maintaining an economic unit.&nbsp; </P>
<LI>
<P style="MARGIN-TOP: 4px; MARGIN-BOTTOM: 4px"><B>Payroll Deduction and Direct Deposit</B><BR>Pay yourself first with Payroll Deduction or Direct Deposit to conveniently build savings or pay loans. Payroll Deduction automatically deposits an amount you choose from your paycheck into your Credit Union account(s). Direct Deposit automatically deposits your net pay check (after all deductions) into your savings or checking account. The Credit Union also accepts Direct Deposit of government, retirement, and Social Security checks. This service usually begins within two pay periods. You may need to fill out a separate form from your employer to begin these services. <A class=NOUNDER href="http://www.mscu.net/pdf/DirectDepositFormW_0109.pdf"><U><FONT color=#0000ff>Apply today</FONT></U></A> </P></LI></UL></TD></TR>
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