Introducing Mutual Security’s
enhanced checking accounts!
These enhanced money-saving checking accounts offer you the flexibility to bank when, where and how you choose. Whether it’s from home, the office, at our convenient branch, or on the road, MSCU’s has a checking account just right for you.
And now’s a great time to switch to MSCU checking! All new accounts will receive a FREE first box of duplicate checks when you open a new MSCU checking account!
Choose From 3 Attractive Plans:
Classic Checking
A COMPLETELY FREE checking account. NO monthly fees or minimum balance requirements. Apply here.
Advantage Checking
A competitive interest-earning checking account. Free with Direct Deposit ($400 monthly average or a $3 monthly fee applies). Apply here.
Ultimate Checking – High-yield interest-earning account on balances up to $25,000 and a great APY on balances over $25,000 per qualification cycle when requirements are met. You will also receive ATM fee refunds of up to $15 per qualification cycle when requirements are met. Click here for an Ultimate Checking Qualification Cycle Calendar. Click here for an application.
Start saving and enjoying outstanding products and service, our Switch Kit has 3 easy steps to help you switch to Mutual Security Credit Union. |
Choose the one that’s best for your lifestyle and also enjoy: |
- FREE Online Banking (WebLine)
- FREE Telephone Banking (CashLine)
- FREE Bill Pay (MemberPay)
- FREE Unlimited Check Writing
- FREE Copies of Checks (Internet)
- FREE VISA Bonus Check Card (Earn Rewards towards Gift Certificates, Merchandise & More)
- NO Monthly Service Fees*
- And Much More!
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| MSCU CHECKING ACCOUNT COMPARISON GRID |
| |
Ultimate |
Advantage |
Classic |
| Interest Earning Account1 |
2.75% APY* |
0.05% APY* |
N/A |
| Refund ATM Fees from other Banks |
Up to $15 per Statement Cycle (if requirements are met) |
N/A |
N/A |
| Minimum Balance |
N/A |
Direct Deposit $100/wk/avg. |
N/A |
| No Monthly Service Fee (if requirements are met) |
|
|
|
| Free Unlimited Check Writing |
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| Free Check Copies (Internet using WebLine) |
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|
|
| Free First Box of Duplicate Checks2 |
Free |
Free |
Free |
| Free Online Banking (WebLine) |
|
|
|
| FREE Phone Banking (CashLine) |
|
|
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| FREE Online Bill Pay (MemberPay) |
|
|
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| Fee-Free Overdraft Protection (if approved & over 18) |
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VISA Bonus Check Card - Free benefit; earn rewards |
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| Access to over 57,000 ATMs Nationwide; over 700 in CT3 (optional) |
Free |
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Deposit required to Open Account |
$50 |
$5 |
$5 |
| Monthly Fee (if minimum requirements are not met) |
N/A |
$3 |
N/A |
|
| *APY - Annual Percentage Yield |
| 1 Rates effective as of July 1, 2010, and are subject to change at any time. Restrictions may apply. Rate tiers for Ultimate Checking are as follows: Ultimate rate of 2.75% APY applies to balances of $0.01 - $25,000 and .25% APY paid on balances over $25,000 per statement cycle when requirements are met. Base Rate of 0.05% APY will be earned on all balances if requirements are not met. Fees may reduce earnings. |
| 2 All new accounts are entitled to one free box of duplicate checks. |
| 3 Service Charge for access to surcharge free networks: VISA Bonus Check Card $0.75/month; Ultimate is free. |
Order Your MSCU Checks Online!
Visit LibertyCheck. Liberty check printers have worked exclusively with credit union’s and offer a wide-array of check designs and accessories.
There are now two additional options beyond the branch for reordering your personal and business checks.
Ordering Options: https://reorder.libertysite.com/default.aspx
* 1-877-585-8777
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Order matching accessories
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Reorder your current check design Change your check design–with over 75 to choose from we have something for everyone
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Change your starting check number
MSCU ATM/VISA® Bonus Check Card:
Enhance the convenience and purchasing power of your Mutual Security Credit Union’s checking account by ordering a MSCU ATM/Visa Bonus Check Card today!
A MSCU Visa Bonus Check Card gives you the flexibility to use the card at an ATM and offers a convenient way to pay for everyday purchases at stores, restaurants, supermarkets or any of the millions of locations worldwide that accept the Visa card. It's easier than writing checks and safer than carrying cash. Purchases are automatically deducted from your MSCU checking account and conveniently detailed on your monthly MSCU statement. You can even get cash back as part of your purchase transaction – that will save you time from making a separate trip!
Now you can use your MSCU ATM/Visa Bonus Check Card at over 700 Connecticut ATMs and more than 57,000 ATMs nationwide – all surcharge transaction fee-FREE!
In addition to MSCU’s own ATMS, we are pleased announce that we have joined three national networks - Allpoint™, SUM™ and Co-Op® - and all surcharge transaction fee-FREE!
So, say "Good-Bye" to ATM Surcharge Transaction Fees other financial institutions charge and say "Hello" to MSCU's flat-rate plan – only $0.75 cents per month for Visa Check cards or $0.95 cents per month for ATM cards – and get unlimited, surcharge FREE transactions at all Allpoint, SUM and Co-Op network ATMs.
The MSCU ATM network program is an optional service, members may choose to opt out of the program.
This fee is waived for Preferred and Ultimate Checking Account members. If a MSCU account has multiple cards, the lowest fee would apply per account; not per card.
To get your MSCU ATM/Visa Bonus Check Card, Apply here
* For your safety and security – no personal information may be changed on the Internet. | 
